Your Cell is Costing You

Written by Jennifer On June - 21 - 2011 6 Comments

With a growing number of choices for cell phone plans, it is time to think critically about your cell phone plan.  Do you really need the one you have or could you find something better somewhere else.  A lot of new cellular providers on the block have shaken up the market with some heavy competition.

Photo by Johan Larsson

Photo by Johan Larsson


Think about how much you truly use your cell phone. Maybe your needs have changed.  In the past you may have gabbed all day while now you can barely stand the thing but feel the need to keep it ‘for emergencies’.  Maybe it’s the opposite and you’ve noticed your cell phone needs increasing.  There is no right or wrong answer except that you need to be honest with yourself.  If your phone is not meeting your needs either way it is time to change the plan, my friend.

Analyze how you use your phone. Do you like to text, or not really bother with it?  Do you use the data, and if you do is it even worthwhile to you?  Do you really just have your phone so you can play Tetris?  Do you have your phone because you truly need the features on it, or because you view it as a status symbol?  These are questions you should critically think about.

Look around at all different kinds of plans. If you have a cellular contract you may want to look into pre-paid services if you don’t use many minutes.  Nowadays many of the pre-paid services are for unlimited minutes and text, some even have unlimited data plans.  Depending on your lifestyle you could drop down to a pay per minute plan that doesn’t have to be updated frequently.  If you frequently find yourself killing your minute limits it is definitely time to up the plan or get an unlimited account.  Paying for extra minutes can devour your budget.

Time for a controversial statement. Phones are a stupid status symbol.  There I said it!  Having a neat-o keen phone is groovy and all, but it’s a PHONE…nothing less and nothing more.  Listen, I understand that everyone wants a nice phone.  If it fits into your budget go ahead and get whatever phone you want, but if you are looking for ways to cut back a cell phone should be one of the first places you look.

There when you can get that out of your head you are halfway there.  Now manage your cell phone needs with a level head!


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6 Responses so far.

  1. Melinda says:

    Now that my husband and I have retired 3 months ago we’ve had to cancel our cell phone contracts, as $140 for my husband and I was just too much to pay and we don’t talk that much on them anymore. We’ve down graded to using a Tracfone SVC Samsung T155G which is a seniors phone and now we use the Tracfone $19.99/90 days/120 min (if you have DMFL). Saving $100 a month has made a big difference from a tight budget to a breathable budget. I wish I had never been on a contract in the first place as we never used all the minutes we received every month and we had little surprise charges that I didn’t even know what they were for.

    • Jennifer says:

      Thanks for your comment. When my budget got tight a couple of years ago I switched from an expensive contract to an inexpensive Tracfone as well. We had to break our contract with Verizon which cost us about $150, but we made that up in 2 months…it didn’t make sense to wait out the remainder of the 2 year contract even if we had to pay the money. It’s different for everyone, but Cell Phone plans are definitely a good way to cut down, and keep one only for emergencies!

  2. Lizz says:

    A good option is Virgin Mobile. I have them and pay $25 a month and get unlimited data, web, messaging and 300 talk mins a month. You can upgrade to $40 a month for the same only 600 talk mins, or $60 a month for unlimited everything.

  3. Lolly says:

    Oh yeah, fubalous stuff there you!

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